Annual Credit Reports

Building and maintaining your credit history is very important.  Leighton State Bank offers the following tips for obtaining a good credit score and keeping it strong:

  • Pay your bills on time.
  • Limit the number of credit cards you acquire to help reduce the risk of debt.
  • Try to pay your credit card balance in full each month.
  • Maintain a savings and checking account.
  • Keep a copy of your credit card account numbers and phone numbers in a safe place.  This will be very helpful if your card is lost or stolen.
  • Review your credit report annually at www.annualcreditreport.com.  Everyone is entitled to ONE FREE CREDIT REPORT each year.