Building and maintaining your credit history is very important. Leighton State Bank offers the following tips for obtaining a good credit score and keeping it strong:
- Pay your bills on time.
- Limit the number of credit cards you acquire to help reduce the risk of debt.
- Try to pay your credit card balance in full each month.
- Maintain a savings and checking account.
- Keep a copy of your credit card account numbers and phone numbers in a safe place. This will be very helpful if your card is lost or stolen.
Review your credit report annually at www.annualcreditreport.com. Everyone is entitled to ONE FREE CREDIT REPORT each year.