Business Checking

As a local bank, we provide many ways to help you grow financially strong.  Leighton State Bank offers the following business checking accounts that are designed to meet your needs:

Business Essential Checking Account

A great account option if your business carries a moderate account balance.  One nice feature of the Business Essential Checking is 100 free debits per statement cycle.

Business Essential Plus Checking Account

If your business maintains a higher account balance, the Business Essential Plus Checking is a great option.  This account offers tiered interest rates that help your business earn even more as your balance grows.

Non-Profit Plus Checking Account

Our Non-Profit Plus Checking is ideal for non-profit entities who plan to carry larger account balances.  No minimum balance is required, plus your business will earn a progressively higher rate of interest on higher account balances.

Non-Profit Service Checking Account

Designed for any non-profit service or club organization.  No monthly maintenance fees are charged, there is no minimum balance requirement, and the Non-Profit Service Checking offers 100 free debits per statement cycle.

 

Business Checking Account Details:

  Business Essential Business Essential Plus Non-Profit Plus Non-Profit Service
Maintenance Fee $5.00 per statement cycle1 $10.00 per statement cycle $5.00 per statement cycle None
Minimum Balance Requirement $500.00 minimum daily balance None None None
Maintenance Fee Debits Fee of $.20 each debit after 100 (paper and ACH) Fee of $.20 each debit after 100 (paper and ACH) Fee of $.20 each debit after 100 (paper and ACH) Fee of $.20 each debit after 100 (paper and ACH)
Maintenance Fee Credits Fee of $.25 each credit after 25 (paper deposits) Fee of $.25 each credit after 25 (paper deposits) Fee of $.25 each credit after 25 (paper deposits) Fee of $.25 each credit after 25 (paper deposits)
ATM Deposits $2.50 each $2.50 each $2.50 each $2.50 each
Not-on-Us Items Deposited No charge No charge No charge No charge
Interest2 Earnings credit paid on the average collected balance to offset incurred fees Interest paid on tiered balance - earned on average daily balance Interest paid on tiered balance - earned on average daily balance Non interest bearing
Free Features Business Essential Business Essential Plus Non-Profit Plus Non-Profit Service
Debit Card3 First two cards free First two cards free First two cards free First card free
Online Statements4 x x x x
Bill Pay Service4 x x x x

1  Maintenance fees are applied only if your account falls below its ongoing minimum balance requirement.  Fees are subject to sales tax.
2  Larger balances earn higher interest rates.
3  For those who qualify.
4  Free Online Banking required.

All desposits are FDIC insured to applicable deposit insurance limit.