Rates

Certificates of Deposits (CDs)

Term Interest Rate APY* Interest Paid
91 Day 0.20% 0.20% At Maturity
182 Day 0.30% 0.30% Semi-Annually
1 Year 0.50% 0.50% Semi-Annually
18 Month 0.60% 0.60% Semi-Annually
2 Year 0.70% 0.70% Semi-Annually
30 Month 0.80% 0.80% Semi-Annually
3 Year Step 1.00% 1.00% Quarterly
4 Year Step 1.24% 1.25% Quarterly
5 Year 1.49% 1.50% Semi-Annually

Deposit Accounts

PREMIER CHECKING ACCOUNT

Balance Requirements Interest Rate APY*
Below $500.00 0.05% 0.05%
$500.00 - $2,499.99 0.05% 0.05%
$2,500.00 - $9,999.99 0.05% 0.05%
$10,000.00 - $49,999.99 0.10% 0.10%
$50,000.00 or greater 0.15% 0.15%

PLATINUM CHECKING ACCOUNT

Balance Requirements Interest Rate APY*
$0.00 - $49,999.99 0.10% 0.10%
$50,000.00 - $149,999.99 0.15% 0.15%
$150,000.00 - $249,999.99 0.20% 0.20%
$250,000 or greater 0.40% 0.40%

CHILD SAVINGS ACCOUNT

Balance Requirements Interest Rate APY*
Any Balance 0.10% 0.10%

KIDS CLUB | TEEN CLUB

Balance Requirements Interest Rate APY*
Any Balance 0.20% 0.20%

GRAD ACCOUNT

Balance Requirements Interest Rate APY*
$100 Minimum Interest Earning Balance 0.20% 0.20%

REGULAR SAVINGS ACCOUNT

Balance Requirements Interest Rate APY*
$100 Minimum Interest Earning Balance 0.10% 0.10%

BONUS SAVINGS ACCOUNT

Balance Requirements Interest Rate APY*
Below $5,000.00 0.10% 0.10%
$5,000 - $24,999.99 0.75% 0.75%
$25,000 - $49,999.99 0.25% 0.25%
$50,000 or greater 0.30% 0.30%

PREMIER SAVINGS ACCOUNT

Balance Requirements Interest Rate APY*
Below $5,000.00 0.10% 0.10%
$5,000.00 - $14,999.99 0.10% 0.10%
$15,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.15% 0.15%
$50,000 or greater 0.20% 0.20%

PLATINUM SAVINGS ACCOUNT

Balance Requirements Interest Rate APY*
Below $50,000.00 0.15% 0.15%
$50,000.00 - $149,999.99 0.30% 0.30%
$150,000.00 - $249,999.99 0.40% 0.40%
$250,000.00 or greater 0.50% 0.50%

* Annual Percentage Yield (APY)
* Rates effective 5/28/13 and subject to change without notice
* Fees, if any, could reduce earnings

* $500 minimum balance for CDs
* Subject to penalty for early withdrawal of CDs
* Deposits are FDIC insured to $250,000 for each depositor