Whether buying, building, refinancing or making improvements to your home, Leighton State Bank is here to make this process easy. Our lending team has over 100 years of combined lending experience, and we will work to find a flexible mortgage solution to fit your financial situation. Lending decisions are made locally and timely. Contact our helpful home mortgage lenders with questions or to begin the home loan process.
Home Equity Loans*
Use the equity in your home for multi-purpose borrowing. Finance a new car or a home remodeling project with a home equity loan from Leighton State Bank. Flexible terms and rates make this a convenient way to borrow money with a tax benefit.
Home Equity Line of Credit (HELOC)*
Use the equity in your home over and over with a convenient HELOC loan funded through Leighton State Bank. Equity in your home can be used for virtually any need…home improvements, debt consolidation, or other big purchases and expenses. HELOCs also provide tax benefits.
Residential Real Estate Mortgages*
Leighton State Bank provides competitive interest rates, quick decision making, and affordable closing costs for home mortgages. Our loan officers will take the time to listen, helping you select a loan with terms that best fit your lifestyle and budget.
- Fixed Rate Mortgage – Fund your home purchase or refinance with a fixed rate mortgage, where the interest rate is locked for the entire term of the loan. Varying terms are available.
- Adjustable Rate Mortgage (ARM) – An alternative to the fixed rate mortgage where the rate is subject to change after an initial period. An ARM may be a great option if you’re seeking lower closing costs, a smaller loan amount, or considering a subsequent move or change in the future.
A line of credit from which you draw money to pay for the costs of building a new home. Interest accrues only on the money you have borrowed. This loan type features unlimited draws within your credit line. Contact a Leighton State Bank lender about competitive rates and convenient terms.
Other Loan Products*
Leighton State Bank offers special loan programs for first time home buyers as well as bridge loans to cover the gap between the time you buy and sell a home.
*subject to credit approval