Residential Lending

Whether buying, building, refinancing or making improvements to your home, Leighton State Bank is here to make the process easy.  Contact our helpful home mortgage lenders with questions or to begin the home loan process. 

Home Equity Loans*

Use the equity in your home for multi-purpose borrowing.  Finance a new car or a home remodeling project with a home equity loan from Leighton State Bank.  Flexible terms and rates make this a convenient way to borrow money with a tax benefit.

Home Equity Line of Credit (HELOC)*

Use the equity in your home over and over with a convenient HELOC loan funded through Leighton State Bank.  Equity in your home can be used for virtually any need…home improvements, debt consolidation, or other big purchases and expenses.  HELOCs also provide tax benefits.

Residential Real Estate Mortgages*

Leighton State Bank provides competitive interest rates, quick decision making, and affordable closing costs for home mortgages.  Our loan officers will take the time to listen, helping you select a loan with terms that best fit your lifestyle and budget.

  1. Fixed Rate Mortgage – Fund your home purchase or refinance with a fixed rate mortgage, where the interest rate is locked for the entire term of the loan.  Varying terms are available.

  2. Adjustable Rate Mortgage (ARM) – An alternative to the fixed rate mortgage where the rate is subject to change after an initial period (typically 1-7 years).  An ARM may be a great option if you’re seeking lower closing costs, a smaller loan amount, or considering a subsequent move or change in the future.

Construction Loans*

A line of credit from which you draw money to pay for the costs of building a new home.  Interest accrues only on the money you have borrowed.  This loan type features unlimited draws within your credit line.  Contact a Leighton State Bank lender about competitive rates and convenient terms.

Other Loan Products*

Leighton State Bank offers special loan programs for first time home buyers as well as bridge loans to cover the gap between the time you buy and sell a home.  In addition, we offer the following lending products:

-  FHA Loans
-  VA Loans
-  Rural Housing Development Loans
-  IFA Loans

*subject to credit approval


By clicking continue below, you will be leaving Leighton State Bank's website and directed to a third-party website. This link is provided for your convenience. This third-party site is not a direct representation of and is not controlled by LSB.