Prevent Identity Theft

The FBI says identity theft is the fastest growing white-collar crime in the nation.  Protecting yourself is very important.  Leighton State Bank suggests several precautions for helping to protect your identity:

  • Do not give out personal information unless you’ve initiated the contact, or feel confident that you’re dealing with a legitimate business.
  • Promptly remove mail from your mailbox.
  • Review your monthly statements promptly and report anything that you question.
  • Shred receipts and account statements before putting them in the trash.
  • Keep social security cards and other personal information in a safe place.
  • Carry only the identification and credit cards you actually need.
  • Use firewalls on your computer, and update virus protection regularly.
  • Choose unique passwords for each of your accounts using both numeric and alpha characters.
  • Avoid using automatic log-in features that save your username and password.
  • Look for the secure ‘lock’ icon when making purchases online.

If you become a victim:

  • Contact Leighton State Bank immediately.
  • Place a fraud alert on your credit file by contacting any one of the three major credit bureaus (Equifax: 1-800-525-6285, Experian: 1-888-397-3742, or TransUnion: 1-800-680-7289).
  • File a complaint with the FTC.  The FTC maintains a database of identity theft cases used by law enforcement for investigations.  File your claim by calling 1-877-438-4338 or going online at www.ftc.gov/ftc/consumer.htm.
  • File a police report in the community where the identity theft took place.