Personal Savings Accounts

Leighton State Bank makes saving easy by offering a variety of accounts designed to help YOU save.  We provide convenient access and competitive interest rates on all of our personal savings accounts.

Regular Savings

Earn interest on a Regular Savings by maintaining a low minimum balance.  With a $50 opening balance requirement, you can start your savings today!

Bonus Savings

Watch your savings grow!  The Bonus Savings truly offers a bonus.  With its tiered interest rate setup, there is a "BONUS" tier that offers a high rate.  This account is designed for those who wish to earn a competitive interest rate and ability to access funds while keeping a moderate account balance.  Click here to view rates.

Premier Savings

Our Premier Savings offers a tiered interest rate that helps you earn even more as your balance grows.  It’s ideal for those who want to earn a higher interest rate and carry a moderate account balance.

Platinum Savings

If you plan to maintain a high account balance, the Platinum Savings is a great option.  Enjoy accessibility to funds while earning a progressively higher rate of interest on higher account balances.

Kids Club  |  Teen Account  |  Grad Account

Make savings fun!  These accounts are designed to grow with our younger customers.

  1. Kids Club  |  Begin the journey with our Kids Club Savings for ages 5-12. Receive a free opening gift, no minimum balance requirement, reward yourself by making deposits, and earn eligibility for a 12 month CD with a special interest rate.
  2. Teen Account  |  Upon reaching age 13, transition to the Teen Savings Account.  Receive a roll-over/new account gift, continue to earn rewards for making deposits, and maintain eligibility for a 12 month CD with a special interest rate.
  3. Grad Account  |  Finally, reach the Grad Savings Account when you turn 17.  No service fees, collect a gift, and continue eligibility for a 12 month CD with a special interest rate.  Plus open a Grad Checking Account and learn to use a debit card, internet banking and other services.

Children’s Savings

Designed for customers under 21 years old.  Start your savings today with a $1 minimum opening balance requirement.  After starting an account, there are no service fees or minimum balance requirements.

Health Savings Accounts (HSAs)

HSAs are used to save money for future medical expenses.  While HSAs are similar to a personal savings account, the money in an HSA is used specifically to pay for health-care expenses.  Click for more information about HSAs.

Savings Comparision

  Child Regular Bonus Premier* Platinum*
Minimum Opening Balance $1.00 $50.00 $2,500.00 $5,000.00 $50,000.00
Minimum Interest Earning Balance None $100.00
Tiered Account:
Below $5,000.00
$5,000.00 - $24,999.99
$25,000.00 - $49,999.99
 Tiered Account:
Below $5,000.00
$5,000.00 - $14,999.99
$15,000.00 - $24,999.99
$25,000.00 - $49,999.99
Tiered Account:
Below $50,000.00
$50,000.00 - $149,999.99
$150,000.00 - $249,999.99
Maintenance Fee None $1.00 if balance falls below $50.00 $1.00 if balance falls below $50.00 None None
Minimum Withdrawal None None None $1,000.00 $5,000.00
Activity Fee1 None $1.00 per
withdrawal after 6 per statement cycle 
$10.00 per
withdrawal after 6 per statement cycle 
$10.00 per
withdrawal after 6 per statement cycle 
$10.00 per
withdrawal after 6 per statement cycle 


 Free Features Child Regular Bonus Premier:* Platinum*
ATM-Debit Card2 X X X N/A N/A
Online & Phone Banking X X X X X
eStatements3 X X X X X

Transfers to another account or to third parties by pre-authorized, automatic or telephone transfer, check, draft, or similar order are limited to six per statement cycle; a fee will be charged per withdrawal in excess of six during a statement cycle.  Unlimited over the counter transactions.
2  For those who qualify.
3  Online Banking required.
*  These accounts offer many of the same benefits as traditional money market accounts.

Fees are subject to sales tax.  Rates on savings accounts are subject to change without notice.
All deposits are FDIC insured to applicable deposit insurance limit.


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