Personal Savings Accounts

Leighton State Bank makes saving easy by offering a variety of accounts designed to help YOU save.  We provide convenient access and competitive interest rates on all of our personal savings accounts.

Basic Savings

Open a Basic Savings account with a $1 balance.  There are no service fees or minimum balance requirements, and your balance earns interest.

Premier Savings

Our Premier Savings helps you earn more as your balance increases.  With a $500 opening balance requirement, this account provides access to funds while earning higher interest as your balance grows.

Bonus Savings

Watch your savings grow in our Bonus Savings.  With its tiered interest rate setup, there is a "BONUS" tier that offers a high rate.  This account must be tied to a primary checking account at LSB.

Platinum Savings

If you plan to maintain a high account balance, the Platinum Savings is a great option.  Enjoy accessibility to funds while earning a progressively higher rate of interest on higher account balances.

Kids Club  |  Teen Account  |  Grad Account

Make savings fun!  These accounts are designed to grow with our younger customers.

  1. Kids Club  |  Begin the journey with our Kids Club Savings for ages 5-12. Receive a free opening gift, no minimum balance requirement, reward yourself by making deposits, and earn eligibility for a 12 month CD with a special interest rate.
  2. Teen Account  |  Upon reaching age 13, transition to the Teen Savings Account.  Receive a roll-over/new account gift, continue to earn rewards for making deposits, and maintain eligibility for a 12 month CD with a special interest rate.
  3. Grad Account  |  Finally, reach the Grad Savings Account when you turn 17.  No service fees, collect a gift, and continue eligibility for a 12 month CD with a special interest rate.  Plus open a Grad Checking Account and learn to use a debit card, internet banking and other services.

Health Savings Accounts (HSAs)

HSAs are used to save money for future medical expenses.  While HSAs are similar to a personal savings account, the money in an HSA is used specifically to pay for health-care expenses.  Click for more information about HSAs.

View our rates >>

Savings Comparision

  Basic Premier Bonus* Platinum
Minimum Opening Balance $1.00 $500.00 $2,500.00 $50,000.00
Minimum Interest Earning Balance None
Tiered Account:
Below $5,000.00
$5,000.00 - $14,999.99
$15,000.00 - $24,999.99
$25,000.00 - $49,999.99
 Tiered Account:
Below $5,000.00
$5,000.00 - $24,999.99
$25,000.00 - $49,999.99
Tiered Account:
Below $50,000.00
$50,000.00 - $149,999.99
$150,000.00 - $249,999.99
Minimum Withdrawal None None None $5,000.00
Maintenance Fee1 $1.00 per
withdrawal after 6 per statement cycle 
$1.00 per
withdrawal after 6 per statement cycle 

$10.00 per
withdrawal after 6 per statement cycle

$1.00 if balance falls below $50.00 

$10.00 per
withdrawal after 6 per statement cycle 


 Free Features Basic Premier Bonus* Platinum
ATM Card2 X X X N/A
Online & Phone Banking X X X X
eStatements3 X X X X

Transfers to another account or to third parties by pre-authorized, automatic or telephone transfer, check, draft, or similar order are limited to six per statement cycle; a fee will be charged per withdrawal in excess of six during a statement cycle.  Unlimited over the counter transactions.
2  For those who qualify.
3  Online Banking required.
*  Limit of one account per household; not eligible with a Kasasa Saver account.

Fees are subject to sales tax.  Rates on savings accounts are subject to change without notice.
All deposits are FDIC insured to applicable deposit insurance limit.


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